iiplan GOLD® Custom Benefit
A gold account with a payment card.

iiplan GOLD®

A personal account backed by Swiss gold, with InGold PAY® payments and protection of savings against inflation and economic risks.

One-off or gradual purchase of investment bars and coins

With every payment, the client buys the corresponding amount of gold from a 1,000 g cast PAMP bar, which they may — but do not have to — save up to complete.

  • The payment is confirmed by email
  • The client can sell the purchased grams at any time, in any quantity, with 24-hour liquidity (to cash)
  • The client can exchange the purchased grams at any time for a specific gold bar or coin and have it sent home
  • The client can transfer the purchased grams to any iiplan GOLD®, iiplan Rentier® or iiplan MAX® contract (the transfer is online)
  • A user account is available (24/7)
  • The client enters all instructions online through the IBIS InGold app
  • The option of gradually buying gold at the lowest market price with the lowest spread
  • The option to sell any amount of gold at any time, with liquidity within 24 hours
  • A refundable fee, returned to the client upon buy-back of each 1,000 g bar 60 months after dispatch
  • Express fee: 100/0, ongoing fee: 70/30 or 50/50
  • Management fee – charged daily based on the amount of grams in the weight account, from 0.0025% to 0%
  • Success fee – charged at 10% of the profit value when the gold is sold
  • The buy-back price of the underlying asset, payout in metal, and transfers within iiplan GOLD® have a 0% spread
  • Transferring grams to iiplan Rentier® and iiplan MAX® has a spread of approx. 1.3%
  • A cash payout follows the metal buy-back price with a 4% spread

A solution for personal protection of savings

iiplan GOLD® is suitable for clients who want to actively work with the value of gold in their personal portfolio.

  • The client does not want a specific physical metal right now, but wants their money backed by gold
  • The client wants to invest larger amounts in gold and actively trade on gold price fluctuations
  • The client wants to use gold to protect savings held in a bank account