The place where an employee's reward becomes their reserve.

iiplan GOLD® makes it possible to gradually build a personal reserve in physical investment gold, with the option to buy, manage and sell the gold back.

Arrange a consultation Benefit Gold

Benefit Gold is the company's decision to recognise its best people. iiplan GOLD® is the personal part of the system, where the employee owns the gold they've received, sees it and can keep working with it.

The employee's personal account

Why an employee needs their own iiplan GOLD® account

For the company to credit grams of gold via Benefit Gold, the employee needs their own personal account – just as they have their own bank account. By opening it, they become a client of IBIS InGold and get a fully-fledged personal account they can also use independently of the benefit.

The employee doesn't receive a voucher or an abstract bonus. They receive their own grams of gold.

A reward that continues

Why the reward doesn't end with the next payslip

A cash bonus often gets lost among everyday expenses. When the company credits grams of gold via Benefit Gold, they appear directly in the employee's personal account and become the foundation of their own reserve.

Grams are credited instantly online, directly from the company's iiplan MAX® account
The employee can see them in their account at any time, 24/7
One reward can be added to the next and gradually grow
The company provides the impulse, but the asset belongs to the employee

What the employee can do with the gold

The same options as any gold account holder

Grams credited via Benefit Gold are backed by physical gold – a 1,000 g cast bar from the Swiss refinery PAMP. The employee can work with them exactly as with any other gold in their account:

Sell any amount at any time, with liquidity within 24 hours (into cash)
Exchange the grams for a specific gold bar or coin and have it sent home
Transfer the grams to any other iiplan GOLD®, iiplan Rentier® or iiplan MAX® contract (online transfer)
Check their account at any time, 24 hours a day, 7 days a week
Submit all instructions online, directly in the IBIS InGold app

Terms and fees

One entry fee – and it comes back

Opening the account involves one refundable fee. Everything else in day-to-day use – transfers, exchanges for a bar or sales – follows the transparent spread rules described below.

Entry price mark-up

A refundable fee returned to the client on the buy-back of each 1,000 g bar 60 months after dispatch
Express fee: 100/0, ongoing fee: 70/30 or 50/50
Management fee – charged daily according to the number of grams in the weight account, from 0.0025% down to 0%
Success fee – charged at 10% of the gain when gold is sold

Spread

The buy-back price of the underlying asset, payout in metal and transfers within iiplan GOLD® have a 0% spread
Transferring grams to iiplan Rentier® and iiplan MAX® has a spread of approx. 1.3%
A cash payout follows the metal's buy-back price with a 4% spread

A personal reserve in physical gold for the employee and their family

Beyond the company benefit

Who iiplan GOLD® makes sense for on its own

iiplan GOLD® isn't tied only to Benefit Gold. If the employee leaves the company, the gold stays theirs and they can keep using the account freely – just like any other client.

iiplan GOLD® is the bridge between company recognition and a personal reserve.

They want part of their savings backed by physical gold, not just sitting in a bank account
They want to invest in gold beyond the benefit too and actively work with price fluctuations
They want one account to manage their entire gold reserve clearly

Next step

Want to reward people through iiplan GOLD®? Let's start with a pilot proposal.

We'll show you how crediting grams could work for a selected group of employees in your company.

Arrange a consultation

← back to zlato.biz