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Part of the story: the company

iiplan MAX® – when company gold is more than just a reserve.

One foundation through which a company can work with its gold, reward its people and use InGold PAY® in its relationship with customers.

A reserve can become a tool

Gold in a company doesn't have to just wait for the future.

Through iiplan MAX®, it can be part of the company reserve and, at the same time, the foundation for further options – from rewarding employees to accepting payments in gold via InGold PAY®.

One asset. Multiple ways to use it.

Company

Part of the company's free capital can take the form of physical gold, and the company can keep working with it within the options the system offers.

Employee

iiplan MAX® can be the foundation for Benefit Gold – so the company can also use gold to recognise and motivate its people.

Customer

Through InGold PAY®, the company can accept payments in gold and create another reason for customers to choose it and come back.

InGold PAY® – loyalty programme and competitive edge

Benefit Gold takes care of people. iiplan GOLD® takes care of the employee's personal reserve. InGold PAY® connects the customer and payments. iiplan MAX® is the corporate part of the system that lets a business owner connect these pieces together.

Why hold part of your value in gold

Money needed for operations has to stay accessible. But for a longer-term reserve, a business owner can think differently – investment gold is a proven way to preserve the value of part of the company's capital against inflation and economic uncertainty.

It doesn't have to be the whole company reserve. You can start with the part that makes sense.

A company reserve in physical gold and how it can be used for employees

Simply explained

iiplan MAX® isn't another benefit. It's a company account the business can use to work with the whole idea.

iiplan MAX® is a corporate weight account backed by a 400 oz (12,441.39 g) bar from the Swiss refinery PAMP. The company manages its grams of gold through it online, just like it manages a regular business account.

PAMP 400 oz bar

How the company holds the grams

A one-off or gradual purchase, always under control

With every payment, the company buys the corresponding amount of gold from a 400 oz cast PAMP bar, which it may – but doesn't have to – fully pay off. Everything happens online.

  • Every payment is confirmed by email
  • The company can sell purchased grams at any time, in any amount, with liquidity within 24 hours (into cash)
  • The company can exchange purchased grams at any time for a specific bar or coin and have it shipped to the company's address
  • The company can transfer purchased grams to any iiplan MAX®, iiplan GOLD® or iiplan Rentier® contract (the transfer is online)
  • A user account is available 24/7 and all instructions are submitted online in the IBIS InGold app
  • Employees and customers alike receive payments through the InGold PAY® app

Who the product suits

When iiplan MAX® makes sense for your company

You don't have to use every part of the system at once. iiplan MAX® makes sense if even one of the following applies:

  • You want to reward employees with grams of gold via Benefit Gold
  • You want to accept payments from customers or partners via InGold PAY®
  • You want to protect part of your company reserves against inflation and economic uncertainty
  • You want to work flexibly with larger and smaller amounts depending on the company's current situation

Terms and how it works in practice

Technical parameters for those who need them

Entry price mark-up

  • A refundable fee returned to the company on the buy-back of the first 400 oz bar
  • Express fee: 100/0
  • Success fee – charged at 15% of the gain when gold is sold

Spread

  • The buy-back price of the purchased asset, payout in metal and transfers within iiplan MAX® run with a 0% spread
  • Transferring grams to iiplan Rentier® and iiplan GOLD® has a spread of approx. 0.1%
  • A cash payout on settlement of the agreed entry price mark-up follows the metal's buy-back price with a 3% spread

The premium for transferring grams to iiplan MAX® is 0.5% of the grams transferred from iiplan GOLD® and iiplan Rentier®.

Individual assessment

Let's work out whether iiplan MAX® makes sense for your company.

We'll first look at the size of your company, the type of business, your reserves, your customers and how you'd like to use the system.

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