Part of the story: the company

Corporate gold as the reserve, tool and foundation of the whole system.

iiplan MAX® is a corporate gold account through which a business owner can manage grams of gold, credit them to employees, accept payments via InGold PAY®, and work with part of the company's value in a more modern way.

Benefit Gold takes care of people. iiplan GOLD® takes care of the employee's personal reserve. InGold PAY® connects the customer and payments. iiplan MAX® is the corporate part of the system that lets a business owner connect these pieces together.

Why hold part of your value in gold

A reserve that thinks about the future, too

Money needed for operations has to stay accessible. But for a longer-term reserve, a business owner can think differently – investment gold is a proven way to preserve the value of part of the company's capital against inflation and economic uncertainty.

It doesn't have to be the whole corporate reserve. You can start with the part that makes sense.

Simply explained

iiplan MAX® isn't another benefit. It's a corporate account
the company can use to work with the whole idea.

iiplan MAX® is a corporate weight account backed by a 400 oz (12,441.39 g) cast bar from the Swiss refinery PAMP. The company manages the grams of gold through it online, just like it manages a regular business account.

Connection with Benefit Gold

From it, the company can credit grams to employees.

Through iiplan MAX®, a company can credit grams of gold to employees directly online as part of Benefit Gold – from 0.000 001 g, exactly according to its own rules and budget.

How does Benefit Gold work? →

Connection with InGold PAY®

Through it, the company can accept payments in gold.

iiplan MAX® is linked to the InGold PAY® payment system – so the company can accept payments from customers and business partners directly in grams of gold, without any further technical setup.

How does InGold PAY® work? →

How the company holds the grams

A one-off or gradual purchase, always under control

With every payment, the company buys the corresponding amount of gold from a 400 oz cast PAMP bar, which it can choose to fully pay off or not. Everything happens online.

The payment is confirmed by email
The company can sell purchased grams at any time, in any amount, with liquidity within 24 hours (into cash)
The company can exchange purchased grams at any time for a specific bar or coin and have it shipped to the company's address
The company can transfer purchased grams to any iiplan MAX®, iiplan GOLD® or iiplan Rentier® contract (the transfer is online)
It has 24/7 access to a user account, submitting all instructions online in the IBIS InGold app
Employees and customers alike receive payments through the InGold PAY® app

Who the product suits

When iiplan MAX® makes sense for your company

You don't have to use every part of the system at once. iiplan MAX® makes sense if even one of the following is true:

You want to reward employees with grams of gold via Benefit Gold
You want to accept payments from customers or partners via InGold PAY®
You want to protect part of your corporate reserves against inflation and economic uncertainty
You want to flexibly work with larger and smaller amounts depending on the company's current situation

Terms and practical operation

Technical parameters for those who need them

Entry price mark-up

A refundable fee returned to the company on the buy-back of the first 400 oz bar
Express fee: 100/0
Success fee – charged at 15% of the gain when gold is sold

Spread

The buy-back price of the purchased asset, payout in metal, and transfers within iiplan MAX® run with a 0% spread
Transferring grams to iiplan Rentier® and iiplan GOLD® has a spread of around 0.1%
Cash payout on settlement of the agreed VCN follows the metal's buy-back price with a 3% spread

The premium for transferring grams to iiplan MAX® is 0.5% of the grams transferred from iiplan GOLD® and iiplan Rentier®.